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Our Philadelphia criminal lawyers have over 25 years
of combined legal practice – handling some of the
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SKA Law is a premier, Philadelphia criminal defense law firm, founded by professional criminal attorneys. We take on cases other law firms turn down, because we know how to fight – and when to negotiate. Our goal is to get you the best outcome possible. No fluff. No nonsense. Our focus is results.

Criminal Lawyers

Fewer Clients. Better Service And Results

SKA Law takes on fewer clients than other firms – it’s because we believe that taking on fewer clients means we can provide more service, and better results.

25 Years Of Legal Practice

Our firm has over 25 years of combined legal practice. Our Philadelphia criminal attorneys have been recognized by the top lawyer ranking services.

24/7 Customer Service

Our Philadelphia criminal attorneys are available 24/7- regardless of the holiday, or time of week. We are always available to help you.

Concierge Service

We take on fewer clients than other firms. Each client works 1:1 on with one of our senior attorneys.

Delaware County Credit Card Fraud Lawyers

Delaware County Credit Card Fraud Lawyers
One of the most common types of fraud crimes in Delaware County, Pennsylvania and the rest of the country is credit card fraud. Credit card fraud is the type of crime that involves using another person’s credit card without their permission or knowledge to make unauthorized purchases or withdrawals from their bank account. If a person is found to be engaging in credit card fraud in the Delaware County area, they can be prosecuted in federal court or in Pennsylvania’s state court.

What is Credit Card Fraud in Delaware County?

A person can be arrested and convicted of credit card fraud if they engage in any type of fraudulent activity while using another person’s credit card and they have full knowledge of the following:

• The credit card has been altered or is counterfeit or incomplete
• The owner of the credit card has not authorized the person to use it
• The credit card has been canceled or revoked

Additionally, in Delaware County or anywhere else in the state of Pennsylvania, if the individual attempts to get another person to use a credit card under any of those scenarios, they can be charged with credit card fraud. The person does not even have to actually use the credit card; simply possessing the card and knowing they have not gotten permission from its owner is still charged as the crime of credit fraud. In other words, if someone is found to have another person’s credit card in their possession and did not receive authorization from the card’s owner, it is considered credit card fraud. The same applies if the credit card is counterfeit and the person is fully aware of that.

Penalties and Sentences for Credit Card Fraud in Delaware County

In general, the exact penalties and sentence a person can receive in Delaware County when they have been convicted of the crime of credit card fraud depends on the value of any goods or services they fraudulently received or amount of money they obtained through the credit card. For example, if the individual only obtained an amount of money under $50, they would be charged with a misdemeanor in the second degree, which carries a penalty of a maximum of two years in prison. If the amount was over $50 but less than $500, the crime is charged as a misdemeanor in the first degree, which carries a penalty of up to five years in prison. However, if the value of the goods or services or the amount of money obtained from the credit card was greater than $500, the individual would be charged with a felony in the third degree, which requires a prison sentence of up to seven years.

It’s also important to know that if a person illegally possesses and uses multiple counterfeit credit cards or cards belonging to other people without their authorization, the individual will be charged separately for each card they fraudulently use. For instance, if a man steals the credit cards of four different people and uses each of them, he would receive four separate charges for committing four individual crimes of credit card fraud.

Possible Defenses to a Charge of Credit Card Fraud

There are certain defenses that a Delaware County credit card fraud lawyer can use in a case. They include the following:

• The defendant fully intended to meet the obligations of the credit card to the issuer
• The defendant lacked knowledge that the credit card was not authorized for them to use or that the card was counterfeit
• The defendant lacked intent to commit credit card fraud
• The credit card actually belonged to the defendant
• The defendant’s age makes it impossible for them to have committed credit card fraud

Credit card fraud is a charge that is very serious whether you are in Delaware County or anywhere else. As a result, you should always get the help of a skilled attorney to defend you in your case.

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Testimonials

"I found Michael Kotik via the internet with the hope by someone to help my son in what we thought was something routine. Long story short after being mislead by the prior firm and received no results and my son sat for 18 months in prison because "no one knew what was going on" Michael was able to not only..."
~ Michelle Doria
"I had a pleasure of dealing with Mike on couple of occasions. He is an amazing attorney. He always came through and did what was promised. Also he went above and beyond to assist with any request. He is definitely a fighter and will do what is needed to come out with the best outcome"
~ Ella Shapiro

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Philadelphia

1518 Walnut Street st 808, Philadelphia, PA 19102

(267)-265-4553

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Philadelphia

1518 Walnut Street st 808, Philadelphia, PA 19102

800-646-6048

Get Directions

Philadelphia

1518 Walnut Street st 808, Philadelphia, PA 19102

800-646-6048

Get Directions

Philadelphia

1518 Walnut Street st 808, Philadelphia, PA 19102

800-646-6048

Get Directions