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SKA Law is a premier, Philadelphia criminal defense law firm, founded by professional criminal attorneys. We take on cases other law firms turn down, because we know how to fight – and when to negotiate. Our goal is to get you the best outcome possible. No fluff. No nonsense. Our focus is results.

Criminal Lawyers

Fewer Clients. Better Service And Results

SKA Law takes on fewer clients than other firms – it’s because we believe that taking on fewer clients means we can provide more service, and better results.

25 Years Of Legal Practice

Our firm has over 25 years of combined legal practice. Our Philadelphia criminal attorneys have been recognized by the top lawyer ranking services.

24/7 Customer Service

Our Philadelphia criminal attorneys are available 24/7- regardless of the holiday, or time of week. We are always available to help you.

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We take on fewer clients than other firms. Each client works 1:1 on with one of our senior attorneys.

Pennsylvania Credit Card Fraud Lawyers

Credit card fraud is the act of obtaining a person’s credit card without their permission and using it to make purchases. People can also be charged with credit card fraud if they use a card that has been tampered with, counterfeited or canceled. Credit card fraud is an epidemic in America, and it is a problem that the court takes seriously. It is considered a white collar crime.

Even though white collar crimes are non-violent, they can still carry serious consequences. They can also be classified as felonies. If the Federal Bureau Investigation, or FBI, gets involved, then the consequences can be even more serious.

That is why if you or someone you know has been accused of credit card fraud, then it is time for you to contact an attorney. Lawyers understand all of the state and federal laws regarding credit card fraud. They will work hard to defend your case.

Penalties for Credit Card Fraud In PA

The value of the services and goods that a person tried to fraudulently obtain with the credit card will determine the penalties for credit card fraud. Every credit card that a person fraudulently uses will carry its own charge. This means that a person can get charged with credit card fraud several times.

If the value is under $50, then this will be considered a second-degree misdemeanor. People who are charged with second-degree misdemeanors can spend up to two years in prison. If the value is between $50 and $500, then this will be classified as a first-degree misdemeanor. The punishment for a first-degree misdemeanor is five years in prison.

Additionally, if the value is over $500, then it will be classified as a third-degree felony. People who have third-degree felonies can spend up to seven years in prison. Many people who are charged with credit card fraud do not go to prison. However, they are often put on probation and required to pay hefty fines.

How Can a Credit Card Fraud Attorney Help You?

A credit card fraud attorney can do the following for you.

  • Discover all of the facts that are surrounding your case
  • Determine the type of damage that has been done.
  • Determine the weaknesses and strengths of your cases
  • Determine the best course of action to take-They have to decide whether it is best for you to go to court or accept a plea deal.

You definitely want to hire an attorney if you are facing a credit card fraud charge. They will help you understand all of the rights that you have. They can also defend you in court. Credit card fraud is a crime that the criminal justice system takes seriously.

That is why it is important to take the steps that are necessary for reducing your charges. If you hire an attorney, then you will be able to rest assured that you will be represented in the best way possible.

Why it is Important to Hire A Credit Card Fraud Attorney

The outcome of your case will be a lot better if you have a credit card fraud attorney on your side. A credit card lawyer will stand between you and the criminal justice system. They will defend your rights and represent you in court.

Attorneys have a good understanding of the law. They will inform you of the laws and how they apply to your credit card fraud case. The criminal justice system can be quite complicated. That is why you need the assistance of a trained and experienced credit card fraud attorney.

Bucks County Credit Card Fraud Lawyers

In Bucks County, committing any type of fraudulent activity with the use of a credit card is considered access device. This is against the law. In fact, the Commonwealth has devoted a criminal statute to outlining the crime, offenses and penalties associated with credit card fraud.

The Definition of Credit Card Fraud in Bucks County

The specific definition of credit card fraud is outlined in the statute 18 Pa.C.S.A. 4106. According to the statute, a person can be convicted of credit card fraud if they knowingly use or try to use a credit card that is:

•Canceled or revoked
•Altered, counterfeit or incomplete
•Valid, but you have not been given permission to use it by the cardholder

It is also unlawful for a person to attempt to or convince a third party to use a credit card in any of the above circumstances. Also, it is important to explain that you can be charged with credit card fraud based on having the card in your possession. Yes, this means you don’t have to use the credit card to be charged with this crime. If you have more than two credit cards in your possession, the Commonwealth presumes that you know that you aren’t authorized to use the cards or that they are counterfeit.

Penalties for Credit Card Fraud in Bucks County

The exact credit card offense you’re charged with depends on the value of the services or goods obtained when using the credit card. For example, if the credit card charged was less than $50, you will be charged with a second degree misdemeanor. If you allegedly charged from $50 to $500, you will be charged with first degree misdemeanor credit card fraud. You can be charged with third degree felony for credit card fraud when you allegedly charge more than $500 of goods or services.

If convicted, you face either jail or prison time. The exact time behind bars is determined by your the criminal degree:

Second degree misdemeanor shoplifting: two years of incarceration
Third degree misdemeanor shoplifting: five years of incarceration
Third degree felony shoplifting: seven years in prison

In Bucks County, you may be charged multiple times for shoplifting. The reason for this is Pennsylvania law requires that each transaction be considered separate. For example, you allegedly used someone’s credit card three times. The first transaction was for $50, the second transaction was $250 and the last transaction was for $1,000. You could face second degree misdemeanor, second degree misdemeanor and third degree felony because they are considered separate unauthorized uses.

Possible Defenses to Shoplifting in Bucks County

It’s easy to be terrified because of the amount of time in jail or prison that a shoplifting conviction carries. However, it’s important to focus on building a strong defense to your credit card fraud charge. You have plenty of defenses available to you according to the facts in the case. The most common defenses include:

•Lack of intent to shoplift
•Lack of knowledge that your actions constituted shoplifting
•You had every intention to meet every obligation of the credit card issuer when you made the transaction
•You were the rightful owner of the credit card

Contact Our Law Office if You or a Loved One is Charged with Bucks County Credit Card Fraud

If you or a loved one has been charged in Bucks County with credit card fraud, it’s time to start fighting now. Out law offices understand that this is a frightening and stressful situation for you or your loved one. The thought of spending time behind bars for any amount of time to scary. However, you need to start fighting today. Contact us.

We are an experienced and aggressive legal team who will be with you from start to finish. We explain and protect your legal rights while building a strong defense for you. Let us start working on your case immediately.

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"I found Michael Kotik via the internet with the hope by someone to help my son in what we thought was something routine. Long story short after being mislead by the prior firm and received no results and my son sat for 18 months in prison because "no one knew what was going on" Michael was able to not only..."
~ Michelle Doria
"I had a pleasure of dealing with Mike on couple of occasions. He is an amazing attorney. He always came through and did what was promised. Also he went above and beyond to assist with any request. He is definitely a fighter and will do what is needed to come out with the best outcome"
~ Ella Shapiro

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1518 Walnut Street st 808, Philadelphia, PA 19102


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1518 Walnut Street st 808, Philadelphia, PA 19102


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1518 Walnut Street st 808, Philadelphia, PA 19102


Get Directions


1518 Walnut Street st 808, Philadelphia, PA 19102


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